Account Officer

Responsible for achieving business loan volume targets while maintaining profitability, sound credit quality and good customer service.

Duties and responsibilities include: (a) To actively solicit loan accounts from various channels (i.e. branches, developers, brokers, and direct referrals), (b) To develop the sales channel through regular branch visits / area meetings, training of branch front liners, performance reporting / updates, etc., (c) To analyze overall loan applicant’s financial capacity, credit worthiness, collateral eligibility, etc. to determine feasibility of granting loans, (d) To review and update pre-approval and post approval requirements to ensure adequacy for credit processing and loan booking, respectively, (e) To liaise with backroom units to address issues and requirements for the smooth processing and booking of the loan, (f) To execute sales and / or marketing activities aimed to achieve targets, and (g) to attend to branc...