Commercial Mortgage Underwriter

Fairstone Bank • toronto, on, Canada • Posted June 19, 2026

Location toronto, on
Job Type Full-time
Category Other-General
Posted June 19, 2026

About the role:

Risk and Compliance

  • Receive, review, analyse and verify mortgage applications for completeness, accuracy, suitability and risk to ensure compliance with all aspects of Home Trust Company’s underwriting policies, procedures and guidelines per delegated authority matrices
  • Adhere to applicable compliance obligations including Privacy, Anti‑Money Laundering/Anti‑Terrorist Financing and internal Anti‑Fraud Policy requirements
  • File Unusual Transaction Reports as applicable to fulfil individual employee obligations to detect and deter financial crimes activity. Maintain consistent, objective and sound risk assessments in a high volume, service‑oriented environment

File Management

  • Make prudent credit decisions on complex mortgage files
  • Negotiate loan terms according to assessed risk and to meet the interests of the client and Home Trust
  • Prepare files and recommend mortgage de...

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