Credit Analyst

Work Setup: Hybrid (3x Onsite, 2x WFH)

Work Schedule: Monday to Friday, 12:00 PM to 9:00 PM

Credit Analysis and Modeling Support

• Deal Sighting and Fact Gathering:
• Compile quick fact packs for initial deal screenings, including sponsor profile, asset details, tenancy, location, comparables, proposed leverage, and exit routes.
• Run and calculate high-level credit metrics such as Loan-to-Value (LTV) (Day 1 and on exit), Interest Coverage Ratio (ICRt) / Debt Service Coverage Ratio (DSCR), and refinance coverage.
• Assess the borrowers Net Worth and review Asset Liability Income and Expenditure statements.
• Initial Financial and Risk Review:
• Consider the suitability of the real estate asset as security, and the ability to exit or repay the Bridge loan, via sale or refinance.
• Where relevant, create a real estate cash flow to determine suitability of assets and refinance.
• Co...