Credit Manager
Location
kochi, kerala
Job Type
Full-time
Category
Other-General
Posted
June 16, 2026
The Credit Manager is responsible for the overarching health of the credit portfolio. This role moves
beyond individual assessments to leading the strategic direction of credit risk, ensuring robust DPD (Days
Past Due) management, and overseeing the end-to-end credit lifecycle. The position bridges the gap
between high-level compliance frameworks and granular risk monitoring within the non-banking financial
services industry.
Essential Duties and Responsibilities:
- Assess creditworthiness of prospective and existing clients using financial analysis, credit scoring, and risk assessment models.
- Approve or recommend credit limits and terms in line with delegated authority and company credit policy.
- Monitor portfolio performance, including DPD buckets, roll-forward/roll-back trends, and early warning signals.
- Collaborate with Collections on NPA management and ensure appropriate provisioning as...