Credit Officer
This position helps minimize the Bank’s credit risk and contributes to cards issuing business profitability through:
Applying underwriting fundamentals and existing credit policy and guidelines to evaluate applicants risk and acceptability of credit card and personal loan applications
Achieving established individual objectives and targets; consequently, contributing to the Team’s overall objectives and targets.
Duties and Responsibilities
A. Credit Evaluation/Decision and Quality
1. Ensures that the following stages were performed:
Pre-screening e.g. address is within the BDO trading area, age requirement etc.
System/ Duplicate checking (EAS/Cadencie/ICBS).
Negative and Positive File Checking ( BAP/NFIS/NLDS/PEP/Fraud/Credit Bureau/ATA file).
Phone verification or confirmation call out/ credit investigation (as needed).
Signature verification (if a...