Manager, Credit Strategy and Data Science

What is the Opportunity?

As part of the Group Risk Management (GRM) – Credit Strategy team, the Credit Strategy and Data Science Manager role will analyze, design, optimize and implement solutions to enable real‑time decision making for the retail lending businesses.

What will you do?

• Develop quantitative credit risk metrics and tools to help manage, measure, and monitor credit risk.
• Use empirical, statistical and machine learning techniques to build financial models to simulate financial outcomes of strategy decisions, measure true outcomes against expectations and drive continuous improvement from findings.
• Design automated credit strategies to improve real‑time adjudication and the quality and consistency of manual adjudication.
• Support the implementation and ongoing integrity of credit strategies within appropriate systems.
• Engage cross‑functional stakeholders across Prod...