Risk Analyst (Credit Risk)

Risk Analyst

We are looking for a Risk Analyst to support the easyfinancial consumer lending business, assisting the Senior Manager, Risk and Analytics in developing, implementing, and managing risk analysis, monitoring, and controls.

Key Responsibilities

• Data mining, modelling, and analysis:
  • Conduct analytical dives to diagnose and report drivers of changes in portfolio performance across multiple lending channels.
  • Support development of risk models for origination, account management, and collections.
  • Perform credit strategy optimization, including customer risk segmentation.
  • Forecast, track, and measure business metrics such as loss rates and loan conversion rates.
• Forecasting and reporting:
  • Maintain risk and performance reports evaluating overall credit risk.
  • Identify delinquency and charge‑off trends and apply observations to loss forecasting models.