Senior Analyst - Credit Risk & Eligibility

Senior Analyst – Credit Eligibility

Join our Credit Eligibility team at M-KOPA to shape credit risk and eligibility decisions for millions of people across Africa. The role directly influences who gains a loan, on what terms, and how we manage risk at scale, blending financial inclusion with data science.

What You'll Do

• Analyse repayment data and other data sources to continuously improve credit scorecards and eligibility criteria while managing credit risk.
• Refine loan pricing based on credit analysis and customer behaviour.
• Test new loan types to understand customer demand and credit performance.
• Monitor credit performance to detect risk shifts and quantify margin impact.
• Test the predictiveness of new data sets for eligibility criteria purposes.
• Use Python, SQL, and other tools to drive data insights.
• Work with data scientists to leverage machine learning models as part of loan eligib...