Senior Underwriter
Location
Encinitas, CA
Job Type
Full-time
Category
other-general
Posted
June 06, 2026
Salary Range $90,000.00 - $130,000.00 Salary
Position Type Full Time
Description
Position Summary:
The Senior Mortgage Underwriter is responsible for evaluating residential loan applications to ensure sound credit decisions in accordance with investor guidelines, regulatory requirements, and company policies. This role serves as a subject matter expert in complex loan scenarios, provides mentorship to junior underwriters, and supports cross-functional collaboration to drive operational excellence, risk mitigation, and superior service delivery.
Qualifications:
+ College degree in business, finance, or a related field preferred; equivalent professional experience will be considered.
+ Minimum of five (5) years of mortgage underwriting experience.
+ FHA Direct Endorsement (DE) certification with at least two (2) years of FHA underwriting experience required.
+ VA Credit/SAR authorit...
Position Type Full Time
Description
Position Summary:
The Senior Mortgage Underwriter is responsible for evaluating residential loan applications to ensure sound credit decisions in accordance with investor guidelines, regulatory requirements, and company policies. This role serves as a subject matter expert in complex loan scenarios, provides mentorship to junior underwriters, and supports cross-functional collaboration to drive operational excellence, risk mitigation, and superior service delivery.
Qualifications:
+ College degree in business, finance, or a related field preferred; equivalent professional experience will be considered.
+ Minimum of five (5) years of mortgage underwriting experience.
+ FHA Direct Endorsement (DE) certification with at least two (2) years of FHA underwriting experience required.
+ VA Credit/SAR authorit...