SME Product Owner
Job Description
1.Loan Product Design
Lead the design of commercial lending products such asInvoice Financing, Purchase Order Financing, and Working Capital Loans.
Define key product parameters includingcredit limits, pricing, tenor, and fee structures, based on SME risk profiles and trade data.
DevelopMinimum Viable Products (MVPs)for new product concepts and market testing.
2. Risk Integration & Data Utilization
Collaborate with Risk teams to designCredit Scoring Modelsusing alternative data (e.g., order & payment history from Corporate Anchors).
Create mechanisms to reduce credit risk, such asAssignment of Proceedsand trade-linked repayment flows.
Ensure all product features comply with applicableregulatory, legal, and governance requirements.
3. Stakeholder Management
Work closely with ...