US Mortgage Underwriter

Confidential • Kurnool, Andhra Pradesh, India • Posted June 16, 2026

Location Kurnool, Andhra Pradesh

Job Type Full-time

Category Financial Specialists

Posted June 16, 2026

Job Title : US Mortgage Underwriter 
Experience : 5+ years
Location : Pune
Notice Period : Immediate to 30 days

Job Description :

Domain Expertise
• Solid working knowledge of All 4C's: Income, Credit, Collateral, and Capital
• Proficiency in calculating all income types: Salaried, Self-Employed (1084/1120S/K-1), and Other Income
• Hands-on experience underwriting Purchase, Refinance, and Construction loans
• Strong working knowledge of Agency Guidelines (Fannie Mae DU / Freddie Mac LPA)
• Ability to evaluate full loan files and render Approve / Suspend / Counter-offer decisions
• Reviewing appraisals for valuation accuracy, comparables, and property conditions
• Identifying red flags across credit reports, title, title insurance, and closing documents
• Working knowledge of overlays, exception management, and investor-specific guidelines.
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